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Insurers are prohibited from discriminating against or charging higher rates for any individual based on pre-existing medical conditions or gender.[25]
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(In a few rural areas of the United States, only one insurer offers medical plans for sale in the Marketplace, but there will still be a variety of plan options available).2
†The locations and coverage shown in this map are approximate and shown for descriptive purposes only. Locations and coverage may be changed or updated at any time, for example in accordance with Department of State restrictions.
The coordination of benefits process is the way to determine the primary payor for an insurance claim when coverage by two or more health insurance plans are in effect at the time a medical claim is filed.
For standard exception review of medical requests where request was denied, the timeframe for review is 72 hours from when we receive the request.
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Copay Focus Low medical deductible plans with flat copays b2b marketplace for most services. Know what you pay before you see your doctor.
1The benefits described may not be facebook marketplace offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued.
Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org.
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1The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and marketplace health insurance terms under which the policy may be continued in force or discontinued.